American Income Life

American Income Life (AIL) provides life insurance to members of labor unions, credit unions, and particular organizations, with coverage available in the United States, Canada, and New Zealand. Online policy information is extremely restricted, and coverage must be priced and purchased through one of the AIL network's independent agents.

American Income Life offers life insurance in 49 states, Canada, and New Zealand, ensuring that you can get a policy regardless of where you live in the country. (Policies in New York are underwritten by AIL's subsidiary, National Income Life.) Policyholders can add terminal illness riders to their policies at no additional cost. Many insurances also include accidental death and dismemberment (AD&D) coverage, which may be complementary depending on your organization and policy. With American Income Life, you may choose from four different life insurance plans. Because AIL often provides group plans for various unions and groups, who can choose the coverage limits and extras they want to offer to their members, your selections may vary significantly.

American Income Life term policies provide coverage for 10, 15, 20, 25, or 30 years, which might provide financial security to your loved ones if you were to pass away. Term insurance is less expensive than whole life insurance with the same death benefit, but it only lasts for the specified period. Consider a permanent whole life policy if you want coverage that lasts the remainder of your life. You'll need to consult with an agent to assess your coverage options and apply for a policy, and you'll need to take a medical exam to get this policy. American Income Life does not pay dividends on whole life policies.

Headquarters: Texas, United States
Number: 1800-4333-405
Website: https://www.ailife.com/