Capital One

Capital One Financial Corporation is a bank holding company based in McLean, Virginia, that specializes in credit cards, auto loans, banking, and savings accounts. It is one of the largest banks in the United States, with a reputation for being a technology-focused bank.

Capital One is the only major national bank that does not charge a monthly fee for its checking account. Capital One offers the best interest rates among conventional large banks, with 0.2 percent APY on balances in its 360 Checking account and 0.75 percent APY on balances in its 360 Savings account, both without fees.

Necessary Information:

• Online or In-Branch: Both
• Monthly Fees: None
• 0.2%-0.75% interest rates on checking and savings accounts

Website: https://www.capitalone.com/