Have Home Warranty

While your home insurance should cover burst pipes and damaged property, having the right home warranty coverage could protect your plumbing system. However, keep in mind that the amount of coverage varies greatly between home warranty companies. Although most providers cover problems like faulty toilet tanks and pipe leaks, you may need to purchase additional coverage for items like swimming pools or sump pumps.

Many home warranty companies allow you to file a claim 24 hours a day, seven days a week, either over the phone or online. Although most home warranty policies require a waiting period before assigning a tradesperson to your claim (typically 2-4 working days), many will expedite your claim in an emergency.