Alliant Credit Union
Although the rates on Alliant's share certificates are above average, opening one does cost money: A $1,000 starting deposit is required. Longer durations and higher balances result in higher rates; APYs range from 4.20% to 4.25%. Utilizing our CD comparison tool, contrast the share certificates of Alliant with those of other financial institutions.
The Ultimate Opportunity Savings Account from Alliant is comparable to its High-Rate Savings Account and did count toward the institution's overall rating. If you want to receive e-statements instead of paper statements, it pays a competitive rate and is free. That is one of the the best internet banks. Customers can set up as many as 19 additional accounts to save for particular objectives. For making 12 consecutive monthly contributions of at least $100 each, new customers to the Ultimate Opportunity Savings Account are also eligible for a $100 bonus. In our list of the top bank bonuses, you can find more information about this offer as well as other special offers.
Alliant's High-Rate Savings account yields an above-average rate and doesn't charge a monthly fee if you choose e-statements. This account was not taken into account when determining the credit union's overall rating. Alliant also offers a special savings account for parents who wish to teach their children about money management. Members can open up to 19 different supplemental accounts, each with a unique pseudonym.
Pros:
- More than 80,000 free ATMs.
- Interest rates on checking and savings are well above average.
- No overdraft fees
Cons:
- No branches
Website: https://www.alliantcreditunion.org/
NerdWallet rating: 4.5/5.0
