AXA Assistane USA
There are three levels of travel insurance offered by AXA Help USA (Silver, Gold, and Platinum) for clients who desire to pay more (or less) to have the correct level of coverage. The Gold Plan is AXA's mid-tier option, providing 100% coverage for trip cancellation, 150% coverage for trip interruption, $200 per day of delay coverage (up to $1,000), $1,000 of coverage for missed connections, $500,000 of coverage for emergency medical evacuation, and $100,000 of coverage for accidents and illnesses. The Gold Plan also offers $1,500 in coverage for baggage and personal possessions, as well as $300 in coverage for baggage delays.
The Platinum Plan offers more coverage and higher coverage limits, but you can also choose the Silver Plan if you want to save money. Even more specifically designed for active travelers, the Platinum Plan offers coverage for missed ski days ($25 per day), lost golf rounds ($500), and lost sports equipment rentals ($1,000). Additionally, this level of coverage is the only one offered by AXA that enables you to add a cancel for any reason rider to your policy. If you choose to cancel your trip, you will be entitled to a reimbursement of 75% of your travel expenses. (Note: In order for the Cancel for Any Reason coverage to be applicable, it must be purchased within 14 days of your initial trip deposit.)
A 10-day money-back guarantee is also included with AXA Help USA plans. This implies that as long as you haven't begun your trip or submitted a claim, you can buy a plan, change your mind, and get your premiums reimbursed.
- Pro: All plans include missed connection coverage
- Con: Only the highest-tier plan allows travelers to add cancel for any reason coverage
Website: https://www.axapartners.us/en
