Chime

Chime is a financial app with a number of features, including quick transfers, no overdraft fees, and early access to your paycheck. However, what distinguishes Chime as one of the best apps for borrowing money is its SpotMe feature, which allows you to overdraft your account up to $200 without incurring any penalties or interest. When you need extra income to cover an unforeseen bill or a gap in your budget, this might be a lifesaver.

Chime allows you to open a checking account and receive a Visa debit card that you can use anywhere Visa is accepted. You can also withdraw cash from over 38,000 fee-free ATMs located around the United States. You can also open a Chime savings account and earn 0.50% APY on your balance, which is significantly higher than the national average. You can also set up automated savings options, such as rounding up your purchases to the nearest dollar and saving the change, or automatically depositing 10% of your income to your savings account each pay period.

The Chime app is accessible for both iOS and Android smartphones, and it boasts a slick and user-friendly design. With a few taps on your phone, you can check your balance, monitor your transactions, transfer money, pay bills, deposit checks, and more.

Download: https://play.google.com/store/apps/details?id=com.onedebit.chime&hl=vi&gl=US
Website: https://www.chime.com/mobile-banking/