Credit Cards

Credit cards are accepted anywhere in Denmark, with no minimum limit. However, some establishments require a PIN and will not allow you to sign for it. When paying with a foreign credit or debit card, Danish restaurants can add between 3% and 7% to the entire cost.

Credit card transactions are contactless unless you spend more than a certain amount, which is presently 350 kr. If you are given the option of paying in local or home currency, always go with the local currency. For example, if you must pick between Danish kroner and US dollars, go with the kroner. When you pay in the local currency, your home bank will convert it for you at a considerably better exchange rate than if you let the vendor do it.

Danish ATMs only accept four-digit PIN codes, so if you have a six-digit PIN code or an old-style credit or debit card with a magnetic strip, you'll need to get a new card with a four-digit PIN code from your card issuer to use it in Denmark.

If you are unclear whether your credit or debit card will work in Denmark, contact your bank before departing. Allow yourself plenty of time to request a new card if one is required. Check the expiry date on your cards to ensure they don't expire while you're abroad.