HSBC Premier World Elite Mastercard
Those who meet the minimum credit score standards and are prepared to pay the $495 annual charge can apply for an HSBC Premier World Elite Mastercard. Spending $4,000 on purchases within the first three months will earn you 50,000 Rewards Bonus Points, which may be redeemed for $750 in travel expenses, and a variable annual percentage rate (APR) of 14.99% to 18.99%.
In addition, cardholders can earn three times as many points on all eligible travel purchases, as well as double the points they earn at restaurants and earn double the points they get on all eligible dining transactions. With 2X points on dining and travel and 1X points on everything else, this is one of the best credit cards for frequent shoppers who want to get the most out of their plastic.
You need a U.S.-based HSBC Premier checking account to be considered for the HSBC Premier World Elite Mastercard. Tap-and-go contactless payments and reimbursement for expenses incurred as a result of identity fraud are additional perks. In the event that your cell phone is lost or stolen, HSBC will compensate you up to $800 per claim. The World Premier Elite Mastercard from HSBC, a global leader in financial services, offers a wide range of advantages in exchange for your spending.
- Annual Fee: $395
Website: https://www.hsbc.com/