Luxury Card: Mastercard Black Card
Annual fees for the Luxury Card: Mastercard Black Card are $495 (the same as the World Elite Mastercard) plus $195 for each additional authorized user. It's one of Mastercard's premium rewards cards, giving cardholders not just access to a luxury card concierge service that may aid with travel arrangements and other requests, but also rewards points for using the service.
Although Mastercard is younger than some of the other card issuers on this list, it is nonetheless widely accepted and requires little introduction. They have one of the best reputations in the credit card industry and their cards are accepted at more than 25,000 different banks.
When you sign up for the Mastercard Black Card, you'll enjoy a high spending limit, 1.5% cash back, and 2% value on airfare redemptions. Travelers can take use of the $100 airline credit that comes with card ownership, in addition to the luxury card's concierge service.
You may save money on high-end vacations, and it's the only credit card that lets you bring as many guests as you like into Priority Pass lounges. You don't need Kanye West's bankroll to qualify for one of these credit cards, but you will need a credit score of 670 or better to get approved.
- Annual Fee: $495
Website: https://www.mastercard.com
