IMG Travel Insurance

IMG Travel Insurance offers a wide variety of insurance policies that you may purchase, including particular plans for travelers who are 65 years of age or older as well as policies for expatriates, business travelers, and students. But, there are three major levels of coverage available for general travel insurance plans: iTravelInsured Travel Lite, iTravelInsured Travel SE, and iTravelInsured Travel LX.

The most affordable option is the iTravelInsured Travel Lite plan, albeit the coverage limits aren't always low. This plan includes coverage for trip cancellation up to 100%, trip interruption coverage up to 125% of the trip cost, coverage for travel delay up to $500, and more. Along with acute illness, injury, and death, other covered risks include hijacking, terrorist activity, and the financial failure of a travel supplier, among others. You should be aware that this plan cannot cover previous conditions, and all coverage is secondary to any other insurance you may have.

The highest tier iTravelInsured Travel LX plan, on the other hand, will grant you a waiver for preexisting conditions and substantially higher coverage limits if you buy it within 24 hours of making your final travel payment. You can replace other insurance you already have with your travel insurance plan since coverage for it is primary as well.

• Average cost of travel insurance across sample trips: $329

Website: https://www.imglobal.com/