Intuit QuickBooks

QuickBooks Payments is rated one of the top 10 best accounting software programs. The majority of people are familiar with QuickBooks as accounting and bookkeeping software for small and medium-sized enterprises that allows you to track invoices. QuickBooks Payments lets you accept payments for your business and is a particularly convenient way to keep all payments and accounting in one place for QuickBooks customers.

In addition to bank transfers and Apple Pay, QuickBooks Payments also accepts payments made using Visa, Mastercard, American Express, and Discover. Although there is no monthly fee for using QuickBooks Payments, you must have a QuickBooks Online account.

Both the desktop and online versions of QuickBooks have advantages and disadvantages. The most affordable desktop version is a one-time download that you must pay for. It costs $299.99 per year ($199.99 for the first year) and includes three years of service. This cost ends up being more affordable over time for some programs.

Your data is stored in the cloud and is accessible from any device with an internet connection when using the online version. This makes it easier to switch between different team members and devices, such as accepting payments from your smartphone and managing invoices through your computer. Keep in mind that there are different payment processing fees for each, with the online version slightly higher.

Rating: 4.3 (on Forbes Advisor)

Price: $15 per month (for the first three months, then $30 per month)
Free trial: 30 days
Pros:

• Comprehensive accounting software
• Offers phone support
• Track mileage
• Access via mobile app
• Integrates with other software and apps

Cons:

• Payroll features cost extra
• Pricing doubles after intro period
• It’s easy to accidentally create duplicate transactions
• Lacks e-commerce features