You Need A Budget

You Need A Budget or YNAB is one of the most popular and reputable finance apps available on both iOS and Android. It is a simple method and budgeting app that has taught millions of people to change their relationship with money.

Key features of YNAB are:

• Subscription Sharing: A close-knit group of up to six people can share budgets (and dreams!) at no extra cost.
• Loan Planner: Tackle debt by calculating the time and interest saved with every extra dollar paid.
• Expense Tracking: View changes to your budget in real-time to simplify sharing finances with a partner.
• Goal Setting: Turn your dreams into categories, set spending targets, and visualize your progress as you go.
• Import Income & Expenses: Add transactions manually or securely link accounts to view your big financial picture in one place.
• Spending & Net Worth Reports: See your spending averages (down to the cent) and your growing net worth in full technicolor glory by slicing and dicing your data.
• Privacy Protection: We don’t (and won’t) sell your data. We don’t host in-app ads or pitch recommended products. We make it easy to trust your budget.
• Resources Galore: We have an award-winning customer support team eager to answer your questions and a wealth of free resources, including live workshops, video courses, written guides, and more.

However, even though the app has lots of advanced budget planning features, it has no free plan even for the free trial.

Cost: $14.99 per month; Free trial available

iOS Rating: 4.8/5

Android Rating: 4.8/5

Download:

• For iOS: https://apps.apple.com/us/app/ynab-you-need-a-budget/id1010865877
• For Android: https://play.google.com/store/apps/details?id=com.youneedabudget.evergreen.app&hl=en&gl=US

Website: https://www.ynab.com/