Not only does Wealthfront offers banking, borrowing, and investing, but the app also has a very aesthetically pleasing interface, making it one of the best investment apps for everyone. With Wealthfront, users can maximize their returns, save on taxes, and build wealth effortlessly.

Wealthfront gives you a seamless investing experience with benefits including:

• Earn 4.80% APY on your cash: Wealthfront works with partner banks so you can earn 11x the national average interest rate and get 20x the standard FDIC insurance ($5M for single accounts, $10M for joint accounts) through the app's Cash Account.
• Higher yield, low-risk bond ETFs: Automated Bond Portfolio is a diversified mix of bond ETFs that’s easy to manage and easy to cash out. Designed for a higher yield than savings with less risk than stocks and personalized to your tax situation, it’s an ideal place to save for your near-term goals.
• Automate your investments: Hands-off investing made easy. The app handles the trades, reinvests your dividends, and helps to lower your taxes with Tax-Loss Harvesting.
• Invest in stocks with zero commissions: Skip countless hours of research and get the due diligence done for you with our Stock Investing Account.
• Build your wealth in one place: Get a big-picture view of your finances and make sure you’re on track now and into retirement.

Cost: Free

iOS Rating: 4.8/5

Android Rating: 4.8/5

Download:

• For iOS: https://apps.apple.com/us/app/wealthfront-earn-more/id816020992
• For Android: https://play.google.com/store/apps/details?id=com.wealthfront&hl=en&gl=US

Website: https://www.wealthfront.com/

Fundrise is America’s largest direct-to-consumer alternative asset manager, and one of the world's best investment apps. The app uses the industry’s first fully integrated, end-to-end technology platform to build and operate our $7+ billion portfolio of assets uniquely well-positioned to preserve and grow your capital in any environment.

With the help of Fundrise, users can:

• Invest in the real economy: Private real estate investing offers the unique potential to earn consistent cash flow through income and long-term growth through appreciation.
• Build a portfolio of tomorrow's Tech giants: Fundrise's growth equity fund targets mid-to-late-stage companies in sectors like Modern Data Infrastructure, FinTech, and AI/ML.
• Get high-performance technology: The app's end-to-end, fully integrated technology platform is an industry first, drastically reducing operating costs, enabling sophisticated use of data, and delivering improved performance management.
• Have next-level diversification: Diversifying is simple and helps you minimize asset correlation and portfolio risk as your investment portfolio gains immediate exposure to dozens of private market assets.
• Get bank-level security: Fundrise uses bank-level security for your protection. Investor information is encrypted with bank-level AES encryption.
• Earn hyper-responsive support: Fundrise's dedicated team is available via email or phone to answer your questions or help with your account.
• Get started easily: Fundrise integrates with more than 3,500 banks, which helps you to get started easily with no complicated paperwork required.

Cost: 0.15 percent annual advisory fee, annual asset management fee of up to 0.85 percent; 1.85 percent for Innovation fund.

iOS Rating: 4.8/5

Android Rating: 4.6/5

Download:

• For iOS: https://apps.apple.com/us/app/fundrise/id1435387568
• For Android: https://play.google.com/store/apps/details?id=com.fundrise.android&hl=vi&gl=US

Website: https://fundrise.com/

Betterment is a robo advisor built with technology that optimizes for you, creating a tailored experience that fits your needs whether you’re an investor-in-training or a stock market guru. As a leading independent digital investment advisor and fiduciary, the app is one of the best for people who are passionate about investing.

Betterment's mission is to "help people do what’s best for their money so they can live better," it helps users to:

• Weather any market with expert-built portfolios: Customize your stock-and-bond risk level with recommendations from the pros. Choose one of our optimized, curated portfolios of ETFs, or socially responsible investing options.
• Invest with tech that optimizes for you: Rebalance your portfolio and reinvest dividends automatically; Limit your tax impact with automated tools, like tax-loss harvesting and tax coordination between accounts; Set up recurring deposits on your preferred schedule; etc.
• Keep more of your money with just a $4/month payment, or pay an annual fee of 0.25% on your investing account balance when you have a total Betterment balance of $20,000 or more across any accounts you hold at Betterment, etc.
• Turn life goals into money goals: Use our projection tools to create a plan; Calculate how to reach your target with our goal forecaster.
• See the bigger picture: Get our all-in-one financial dashboard; Connect outside accounts, see your net worth, and view your investment performance, all in one place.

Cost: Digital Plan: $2.50/year for every $1,000; Premium Plan: $400/year for every $100,000; with a 30-day free trial

iOS Rating: 4.7/5

Android Rating: 4.7/5

Download:

• For iOS: https://apps.apple.com/us/app/betterment-money-management/id393156562
• For Android: https://play.google.com/store/apps/details?id=com.betterment&hl=en&gl=US

Website: https://www.betterment.com/

Acorns is one of the best Investment apps for beginners, as the app helps you to invest, save, learn, and grow for your future. Based on the level of risk you are comfortable with, the app allows you to select the investments you wish to make, or choose from a predetermined smart portfolio.

Acorns gives you the tools to help your money grow, including:

• Invest for your future: Your money is automatically invested into one of the diversified, ETF portfolios, built by experts and recommended for you.
• Invest the change: Invest spare change with automatic Round-Ups®, and invest money in the background of life with recurring investments.
• Invest for your kids: UTMA / UGMA investment account for kids features custom Earn rewards and education for families.
• Invest for retirement: Save money for retirement with our easy IRA investing options, featuring SEP, Traditional, and Roth plans.
• Bank smarter: Get an Acorns Checking account and a heavy metal debit card that invests your spare change when you spend and automatically invests a portion of every paycheck. Set an Emergency Fund goal and automatically start saving a piece of each paycheck for those surprise expenses.
• Earn rewards: The more you earn, the more you can save and invest! Try the Acorns Earn Safari Extension to earn rewards while you shop from your Safari browser on your iPhone.
• Grow your knowledge: Custom financial literacy content right in your app.

Cost: $1 to $5 per month

iOS Rating: 4.7/5

Android Rating: 4.6/5

Download:

• For iOS: https://apps.apple.com/us/app/acorns-invest-spare-change/id883324671
• For Android: https://play.google.com/store/apps/details?id=com.acorns.android&hl=en&gl=US

Website: https://www.acorns.com/

M1 Finance is the finance supper app! This app is the best investment app for those with large investments. Especially, the app offers a whole one-year free trial, which allows you to try all the features over time to ensure it’s a good fit.

M1 Finance helps you to build and manage your wealth from the convenience of an automated, intuitive platform:

• M1 Finance helps you to invest with an individual, joint, trust, or custodial account. Or open a Traditional, SEP, or Roth IRA or roll over a 401(k), etc.
• M1 Finance helps you to borrow against your investments easily with M1 Margin Loans. Rates from 7.25%-8.75%, etc.
• M1 Finance helps you to get rewards: Earn and reinvest cash back as you like with the Owner’s Rewards Card. Get standard rewards of 1.5%, or earn 1.5-10% with M1 Plus, etc.
• M1 Finance helps you with crypto: M1 Finance now offers to invest in cryptocurrencies, including BTC and ETH. You can now make Crypto part of your long-term investing strategy, and invest automatically in custom pies, commission-free.

Cost: M1 Plus Account costs $125/year; 1-year free trial

iOS Rating: 4.7/5

Android Rating: 4.6/5

Download:

• For iOS: https://apps.apple.com/us/app/m1-finance/id1071915644
• For Android: https://play.google.com/store/apps/details?id=com.m1finance.android&hl=en&gl=US
  

Website: https://m1.com/

Fidelity Investments is the best investment app for you to manage all of your money in one place. Fidelity’s secure and easy-to-use award-winning app gives you access to a broad choice of investments, expert insights, and investing tools, helping you make smart decisions with your money.

Inside the Fidelity Investments, you have:

• Powerful trading tools: Trade stocks, ETFs, crypto, and mutual funds using industry-leading research and market analysis; Trade smarter with advanced charts and on-the-go technical analysis; and Monitor markets and trading with real-time quotes.
• Cash management: Trade, transfer, deposit checks, and pay bills; Schedule transfers and automated investments.
• Financial learning at its best: Build your confidence in investing with podcasts, articles, videos, and more; Join small classes and coaching sessions to large multi-session webinars, etc.
• Alerts and notifications: Receive timely, customizable alerts to help you manage your stock trading; Set price triggers so you never miss an entry or exit on your investments.
• 24/7 customer support: Get state-of-the-art security in 2-factor authentication and voice biometrics; and chat with a Virtual Assistant 24/7.
• Accessibility: Use enhanced voiceover and dynamic type.

Cost: $0 for stock/ETF trades; $0.65 per contract on options.

iOS Rating: 4.8/5

Android Rating: 4.3/5

Download:

For iOS: https://apps.apple.com/us/app/fidelity-investments/id348177453
For Android: https://play.google.com/store/apps/details?id=com.fidelity.android&hl=vi&gl=US

Website: https://www.fidelity.com/

SoFi is the perfect app for low-budget investing, it allows you to start with just $1 and has no minimum investment requirements. Moreover, the app is 100% free!

Users love SoFi since the app helps them to track their money like a champion with SoFi Insights; get paid up to 2 days early if you set up direct deposit; eexperience zero account fees and no fee overdraft coverage with SoFi Checking and Savings; Set savings goals, and organize your money with SoFi Vaults and Roundups; etc.

Among those reasons, SoFi Insights stands out as it helps users to get their finance in order by:

• Connect all your accounts on one mobile dashboard
• Monitor your credit score at no cost
• Track your spending and manage your budget
• Let you talk 1-on-1 with a financial planner to set personalized goals
• Alert you of upcoming bills so you never miss a payment, etc.

Cost: free

iOS Rating: 4.8/5

Android Rating: 4.1/5

Download:

• For iOS: https://apps.apple.com/us/app/sofi-invest-and-track-money/id1191985736
• For Android: https://play.google.com/store/apps/details?id=com.sofi.mobile&hl=en&gl=US

Website: https://www.sofi.com/

With no account minimums, no fees, and a social aspect, Public is the best investment app for specific investments. Users can invest in stocks, treasuries, crypto, ETFs, and alternative assets, including fine art and collectibles, etc, all in one place, while getting all investing insights that matter.

Public helps you to:

• Earn a 5.4% yield with treasury bills: Put your cash to work and earn a higher yield than a high-yield savings account, and gain direct access to government-backed Treasury bills with the flexibility of a bank account.
• Meet alpha: Your investing co-pilot powered by GPT-4: Bring artificial intelligence into your investing experience; Start an open-ended conversation about any asset with real-time market data.
• Be a better investor: Explore key metrics and analysis on every asset in detail; Create performance charts and analyze stock fundamentals side by side; Schedule recurring investments in a data-backed Investment Plan; View reports on sector trends, stock breakdowns, economic data, and more; etc.
• Pay no money for order flow: Get the best possible price for your trades with no payment for order flow (PFOF).
• Build your multi-asset portfolio: Invest in stocks, treasuries, ETFs, crypto, and alternative assets.

Cost: Free

iOS Rating: 4.7/5

Android Rating: 4.2/5

Download:

• For iOS: https://apps.apple.com/us/app/public-invest-in-stocks/id1204112719
• For Android: https://play.google.com/store/apps/details?id=com.public.app&hl=en_US&gl=US

Website: https://public.com/

Robinhood is among the best investment apps for having a smooth interface and minimum trading commissions. Whether you want to trade stocks, ETFs, options, or cryptocurrency, the app helps you to do so with little to no commission.

Besides commission-free trading, Robinhood helps you run your money your way with other benefits like:

• The only IRA with a match: Get 1% matching towards your retirement contributions; Keep more of what you save; Earnings have tax-deferred or tax-free growth potential.
• Provides advance charts: Identity trends for your investing strategies with technical indicators like moving average (MA), relative strength index (RSI), and more.
• Helps your level up your investment game: Earn 4.9% on your uninvested cash; Get bigger instant deposits (up to $50k); Margin investing with a competitive rate (if eligible); Stay on top of the market with Nasdaq Level II data & Morningstar research; etc.
• Robinhood cash card: Set aside the change from Robinhood Cash Card purchases to invest; Earn a matching bonus on your weekly round-ups; Eligible for up to $250K in FDIC insurance; etc.
• Crypto with no commission fees: Trade Bitcoin (BTC), Ethereum (ETH), USD Coin (USDC), Dogecoin (DOGE), Avalanche (AVAX), Ethereum Classic (ETC), and more with 0% fee.
• Invest securely with live support 24/7.

Cost: $5 per month, with a 30-day free trial.

iOS Rating: 4.2/5

Android Rating: 4.1/5

Download:

• For iOS: https://apps.apple.com/us/app/robinhood-investing-for-all/id938003185
• For Android: https://play.google.com/store/apps/details?id=com.robinhood.android&hl=en&gl=US

Website: https://robinhood.com/