Metropolitan Life Insurance Company is a provider of life insurance services. Annuities, car, dental, home, disability, life, vision, accidents, and health insurance are among the services provided by the company. Metropolitan Life Insurance has customers all over the world. MetLife is dedicated to additional opportunities for low- and middle-income people all across the world. they work with nonprofits and social entrepreneurs to provide financial health solutions and strengthen communities, enlisting MetLife employee volunteers to help them achieve their goals.

MetLife is one of the largest and most influential life insurance firms in the United States. Even though individual coverage is no longer available, this insurer still offers a range of plan options and riders, including the ability to keep your coverage even if you change jobs or retire. In some cases, you can change your MetLife term life insurance policy to a whole life policy up until the age of 70. If you get insurance before the age of 65, you can convert your policy before the end of the term or until your 70th birthday, whichever comes first. You may be able to choose from a long range of policy riders depending on your employer's group plan. Options include expedited death benefits, accidental death and dismemberment (including for your spouse and children), and premium waivers due to disability.

Headquarters: New York, United States
Number: 1800-638-5000
Website: https://www.metlife.com/

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The Standard is a life insurance firm that specializes in selling group life and accidental death and dismemberment policies. It does not offer individual personal insurance, unlike other businesses, thus you can only buy insurance from The Standard if you work for a registered employer. Otherwise, you'll have to seek coverage elsewhere.

One advantage you can receive is whenever you switch your job, the coverage is convertible. If you leave your job and have coverage through The Standard, you can switch your policy to an individual plan to keep your coverage. Furthermore, If you're traveling far away from home, The Standard offers a free travel aid service. Emergency transportation services, such as a helicopter or ambulance to the nearest hospital, medical and legal aid, and credit card or passport replacements are all part of this program. Also, you have free access to an online life services toolkit as a policyholder. You can make a will and plan your funeral using the resources supplied. Your beneficiaries can receive financial, legal, and bereavement counseling if you pass away.

Headquarters: Oregon, USA
Number: 8668-512-429
Website: https://www.standard.com/

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FNB is well-known in the SADC area for its banking prowess and as a banking powerhouse. The bank is performing exceptionally well in its banking operations. and has expanded its business range to include insurance in recent years. FNB currently offers life insurance as part of its new insurance offering. FNB's eBucks rewards program rewards its customers. You can earn up to 1500 eBucks points every month as an FNB life insurance policyholder, which is equivalent to R150. Depending on your eBucks rewards level, you can get up to 40% payback in eBucks rewards. Only FNB cards or account holders are eligible for the eBucks rebate. Those who do not have an FNB or RMB account will not be eligible for rewards.

FNB Life insurance has a variety of advantages, one of which is that you can get up to 100% of your premiums back if you suffer from a serious illness. In addition, unlike other insurance firms, the funeral benefit is a single value of R30,000 rather than a range of amounts. To your life insurance, you can add critical sickness, disability, and income protection.

Headquarters: Pennsylvania, USA
Number: 0877-367-772
Website: https://www.fnb.co.za/

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1Life Insurance was founded in Johannesburg, South Africa, in 2006, to provide life insurance to South Africans. With existing insurance firms such as MMI, Sanlam, Santam, OUTsurance, and others vying for market share, 1life insurance had to devise a unique strategy to gain a major share of the industry.

1Life Insurance gave South Africans the opportunity to acquire a life insurance policy by providing easy, affordable, and convenient insurance options. The company went even farther, insuring people with HIV/AIDS, a condition that was not well-known among insurers at the time. This distinguished 1life Insurance from other insurers. 1life Insurance was the first insurance firm in South Africa to sell life insurance over the internet and through their mobile site. It became easier for consumers to obtain life insurance as a result of this ease. Pure life insurance, disability insurance, dread disease insurance, and burial insurance are all available through 1life. The cover money can also aid in asset seizure because the amount can be used to settle any outstanding debts on assets. And medical examinations are not necessary, but an HIV test is required. For the first 24 months after purchasing life insurance, premiums remain unchanged. Premiums will then rise by 5% per year after that.

Headquarters: Midrand, ZA
Number: +278 6010 5340
Website: https://www.1life.co.za/

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Sanlam is the largest life insurer in Africa. Purchasing life insurance from the finest life insurer appears to be a wise decision. Perhaps this is due to the fact that Sanlam Life insurance covers a lot of ground and isn't your ordinary life insurance.
Sanlam life insurance can assist your family with funeral fees, debt repayment, and other expenses. Assist with any expenditures linked with the policyholder's estate administration. Getting the family's finances in order so they may continue to live comfortably. Sanlam Life insurance does not require you to declare your smoking habits, unlike many other life insurance underwriters. Nowadays, it's uncommon to find life insurance that doesn't investigate your smoking habits and enables you to continue taking such a risk. This is because of the harmful effects of smoking on one's health.

Choosing Sanlam as your life insurance company comes with a long list of advantages. Benefits include everything from cost-cutting to tax advantages. Sanlam's more than a century of experience in issuing life insurance is also an advantage. Let's take a look at some of the following perks you might get as a Sanlam life insurance policyholder. The payoff on your life insurance policy is tax-free for the beneficiaries. If you've been diagnosed with a terminal illness and your life expectancy is less than one year, you'll get a tax-free lump sum payment right away. Sanlam solely inquires about your health and lifestyle when you apply for life insurance.

Headquarters: Bellville, Cape Town
Number: +272 1947 9111
Website: https://www.sanlam.co.za/

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Momentum Life is a certified New Zealand life insurance company dedicated to offering simple and uncomplicated insurance options to New Zealanders. Their insurance policies are intended to provide financial assistance to families in times of need. Momentum Life is honored to have received excellent service awards from both Reader's Digest NZ and Feefo, reaffirming their dedication to providing best-in-class goods, services, and experiences to New Zealanders.

If your financial experts assist you in selecting Momentum life insurance. These consultants will assist you in selecting the best life insurance policy for you and your family. Advisors will consider the number of dependents you have, your income, your household needs, and any other factors that may affect your decision to purchase life insurance. Momentum offers three different types of life insurance coverage. The policies are simple, plain, and straightforward. The plans you choose are determined by your life insurance objectives. Momentum life insurance policies are divided into four categories: disability, critical illness, and income protection.

Headquarters: Edmonton, AB
Number: 0800 108 108
Website: https://www.momentumlife.co.nz/

Due to the state's unique legislative structure, Old Mutual Life Insurance Company operates in the United States as OM Financial Life Insurance Company in much of the country and as OM Financial Life Insurance Company of New York in New York state. Baltimore is the company's US headquarters. As of the end of 2009, Old Mutual Life Insurance was reported to have $109 billion in life insurance in force. Old Mutual deploys a non-captive, autonomous agency force.

Old Mutual Life Insurance allows you to protect your family's financial needs when you are no longer alive. As a policyholder, you want the best for your family in the event of an accident, a serious illness, or death. In all of these cases, Old Mutual Life Insurance will protect you. A free funeral cover is included with the life insurance policy to ensure that your family has access to burial funds while you wait for your life insurance payout. Within 48 hours of filing a claim, the funeral coverage pays a lump payment.

Headquarters: Sandton, Johannesburg
Number: 0860 222 252
Website: https://www.oldmutual.com/

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Industrial Alliance is a life insurance firm that offers a variety of products to meet a variety of financial needs, including two-term life insurance plans. Term life insurance is the most affordable and straightforward type of life insurance. That is, it simply has one goal: to pay your beneficiary a death benefit if you die within a certain time frame. It excludes any optional features, such as cash value, that would only increase your premiums. Furthermore, the coverage is limited in time.

Term life insurance is a suitable choice for young families on a tight budget, as well as those wishing to cover short- and medium-term debt. Access Life is for persons who, due to their health or age, may find it difficult to obtain normal coverage. There is no medical exam and only a few easy health questions are required to qualify. The disadvantage is that it is more expensive than a policy that is fully underwritten. Permanent life insurance covers you for the rest of your life. Industrial Alliance provides a variety of permanent life insurance options, including the following: whole life insurance, access life, child life & health duo, and life & serenity 65. This iA financial group product may be appropriate for you if you want a permanent life insurance policy with a lot of flexibility. Universal life insurance, like other permanent life insurance policies, offers lifelong coverage and accumulates cash value. And the final one is critical illness insurance which will help pay costs associated with serious illnesses. If you develop a covered illness, the insurer will issue a lump-sum payment to you.

Headquarters: Quebec, Canada
Number: 4186-845-000
Website: https://ia.ca/individuals

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Assupol life insurance provides coverage that is both inexpensive and adaptable to the needs of various consumers. The Assupol Life insurance plans are for everyone, whether rich or poor, and they cover a wide range of people. If something happens to you, life insurance plans are a better method to leave your family or others with a gift of financial freedom. You can afford to leave your family with liquid cash by paying a monthly premium of R73.

Assupol Life Insurance offers coverage up to R10 million, however, the highest degree of underwriting is required. If you want to ensure that your family is protected in the event that you pass away, you should purchase life insurance.

Progress Legacy, Progress 4life, Progress 4sure, and Progress Accident plan are some of the life insurance policies available.

The Progress 4sure plan is the least expensive of the four life insurance options. The amount of the monthly payment that you must pay justifies this. The plan costs R90 per month and offers a five-year option to extend the coverage amount to R1 million. The Process 4Sure Plan is a step up from the Progress 4Life Plan. With a higher premium, there are additional advantages to this coverage. Not only will you have greater life insurance, but you will also have better funeral insurance. Progress Legacy Plan is the highest yet the best of the life insurance plans from Assupol. The Progress Legacy Plan could be used for a variety of purposes since it covers up to R10 million. Finally, The Assupol Progress Accident Plan covers you and your whole family for accident-related deaths and it doesn’t ask for any blood tests or medical checks.

Headquarters: Pretoria, Menlyn
Number: 0861-235-664
Website: https://assupol.co.za/

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The Vitality rewards program is one of Discovery's most well-known programs. Every month, as a Discovery insurance policyholder, you will receive Vitality incentives. Additionally, you may purchase health insurance via Discovery to earn even more Vitality rewards points. Discovery Life insurance protects your financial interests both during your life and after you die. Their life insurance is adaptable and appropriate for anyone. In the same way that your life insurance coverage is flexible, so are your rates.

You get a lot of benefits with Discovery life insurance, but the most essential one is that you get to stay healthy. Discovery will provide you with discounts and premium paybacks if you live a healthy lifestyle. You can obtain a discount of up to 32% at first, and you can keep it by managing your health and finances. If you complete health checks, you may be eligible for an additional 15% discount. Your upfront discount can be up to 42% if you perform checks and keep a healthy lifestyle. You can save up to 20% on your life insurance by investing in the Vitality fund. However, there is a catch: you must live a healthy lifestyle. You can save up to 26% on premiums if you live a healthy lifestyle and manage your finances effectively.
The additional 20% on your life insurance is included in your premiums at no extra cost. In addition, the 20% increase in life insurance comes with no additional underwriting.

Headquarters: Sandton, Gauteng
Number: 0860-000-628
Website: https://www.discovery.co.za/

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