Top 7 Best Life Insurance Companies in Europe

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Life insurance is an excellent strategy to financially secure your family in the case of your death. The top life insurance companies can assist you in ... read more...

  1. Top 1

    Prudential

    Prudential is a financial services firm that was founded in 1875 and offers a variety of products such as life insurance, health insurance, annuities, and investment opportunities. By direct premiums written, Prudential is the fifth largest life insurance business in the United Kingdom. Customers can get term and universal life insurance from the company. Prudential has alternatives for you, whether you require coverage to safeguard your loved ones in the event of your death or you want a plan that can continue your business after you're gone.


    With Prudential, Multiple universal life policies are available. Universal life policies are a form of permanent life insurance with flexible premiums and a cash value that can earn interest. Prudential has eight different universal life policies to choose from based on your needs and goals. Also, the company has robust online resources and tools: Prudential has a range of online tools and resources, including a life insurance calculator to help you determine how much coverage you need, quizzes you can take to narrow down your options, and explanatory articles about life insurance concepts. Moreover, you can consult with a financial professional to choose an insurance plan. While other companies have insurance agents you can talk to, Prudential connects customers with financial professionals. These professionals are typically certified financial advisors or chartered financial consultants that can help you select the best plan based on your budget, financial needs, and how actively you want to manage your policy.


    Headquarters: London, England
    Number: 034 5640 0000
    Website: https://www.prudential.com/

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  2. Poste Italiane operates in the insurance business through PosteVita, a leading life insurance company in Italy, that has expanded into the casualty insurance market. Poste Vita also has investing and savings options available, which are promoted through its distribution platform. Poste Vita, which was founded in 1999, is the largest and most prestigious life insurance company in Italy. In the Italian life insurance market, it ranks first as an individual insurer and third as an insurance group, as well as third as an insurance group in the entire market (life and casualty insurance).



    Accident and Health, Third-Party and General Liability, Fire, Other Property Loss, Assistance, Legal Protection, and Financial Loss are among the insurance lines offered by Poste Assicura, a subsidiary of Poste Vita founded in 2010. They have recently introduced projects targeted at satisfying new client needs in the areas of protection, welfare, and healthcare by providing increasingly modular health and preventative solutions. They want to expand their casualty insurance business.


    Headquarters: Rome, Italy
    Number: 054-666-0058
    Website: https://www.poste.it/

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  3. Top 3

    CNP Assurances

    CNP Assurances is a leading personal insurance company in France, Europe, and Brazil. We respond to the many changes affecting our policyholders' lives with our life insurance, pension, personal risk insurance, health insurance, and service offerings. CNP Assurances has been developing new and useful risk management and insurance solutions that address the difficulties of longer life expectancy, retirement planning, and changes in social protection since its founding. Support for employee-related and social developments; commitment to customer satisfaction; a product range that is accessible to as many people as possible, including those who defy categorization; transparent offers for their clients; business ethics and adherence to the United Nations Global Compact principles; personal data protection are the foundations for their integration of social and environmental responsibility issues into their insurance operations.


    CNP Assurances offers several life insurance plans for customers. Canopia - a life insurance plan that CNP Assurances released for the wealth management market. For each contract, Canopia offers a "mix and match" selection of management strategies, including customer-led, discretionary, and manager-guided. It also gives you the option of choosing between a standard, indexed, or enhanced capital guarantee.


    Headquarters: Paris, France
    Number: 3301-4218-8888
    Website: https://www.cnp.fr/

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  4. NN Group was founded in 1845 and is headquartered in Amsterdam, the Netherlands. NN has a presence in 18 countries at the moment. They have been operating in the Czech Republic, when they became the first foreign firm to offer life insurance on the market. They began their insurance business here, as in many other places, from the ground up, as Nationale-Nederlanden. They gained a thorough understanding of the Czech market and were able to establish a high-quality distribution network as a result of this start-up circumstance. Naturally, their company's outstanding reputation aided them.


    NN Group is a company that specializes in life insurance. It is divided into the following sections: Netherlands Life, Netherlands Non-Life, Insurance Europe, Japan Life, Asset Management, and Others are some of the companies that operate in the Netherlands. The Netherlands Life division provides a variety of group and individual life insurance products. Non-life insurance products such as disability and accident, fire, motor, and transportation are covered by the Netherlands Non-Life sector. In Central and Rest of Europe, the Insurance Europe category covers life insurance, pension products, and to a lesser extent, non-life insurance and retirement services. The Japan Life sector is responsible for corporate-owned life insurance. The Asset Management section is concerned with asset management. Banking activities in the Netherlands, reinsurance and items connected to capital management and the head office make up the Other sector.


    Headquarters: Hague, Netherlands
    Number: 3170-5130-303
    Website: https://www.nn-group.com/

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  5. The Gjensidige Group's parent firm, Gjensidige Forsikring ASA, is headquartered in Oslo, Norway. In addition to pension activities in Norway, the company maintains general insurance operations in Norway, Denmark, Sweden, and the Baltic nations. Property insurance, as well as accident and health insurance, are included in the general insurance operations. Life insurance, which is pure risk insurance with a tenure of up to one year and is mostly group life insurance, is also part of the Norwegian general insurance business. Outside of Norway, operations are largely conducted through branches. They have a subsidiary in Lithuania, as well as branches in Estonia and Latvia, in the Baltics.


    The Gjensidige Forsikring life insurance company employs approximately 3700 people and operates in Norway, Denmark, Sweden, and the Baltic republics. In 2020, operating income was NOK 28 billion, with total assets of NOK 118 billion. The Group provides six business areas: General Insurance Private, General Insurance Commercial, General Insurance Denmark, General Insurance Sweden, General Insurance Baltics.


    Headquarters: Oslo, Norway
    Number: 4791-503-100
    Website: https://www.gjensidige.no/

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  6. Top 6

    Talanx

    Talanx is Germany's third-biggest insurance group by premium income and one of Europe's largest. The Hannover-based firm operates in over 150 countries. The Talanx Group is a multi-brand provider with an emphasis on business-to-business insurance. With a strategic realignment and related accounting changes, Talanx AG is strengthening its German life insurance company. They have long-term strategic measures that seek to increase the life insurers' competitiveness in their Retail Germany Division.


    Despite the current state of the capital markets, they provide new solutions that guarantee the payment of premiums at the end of the term. They're also enhancing their chances of making a profit because these new insurance concepts allow them to credit bigger surpluses to clients than traditional types of life insurance. Furthermore, once a particular credit level has been reached with these new capital-efficient instruments, it cannot be lost. To boost efficiency, even more, the division expects to invest a total of EUR 170 million in the German life insurance business over the next three years, resulting in a long-term cost reduction of EUR 70 million. There will be an emphasis on digitizing business operations and consumer touchpoints, in addition to providing a consistent product and administrative platform for all life insurers in the division.


    Headquarters: Hanover, Germany
    Number: 4951-137-470
    Website: https://www.talanx.com/

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  7. The first life insurance firm to offer Online Term Insurance Plans was Aegon Life, a major digital life insurance company. Its aim is to enable clients to live tension-free lives by focusing on innovative digital-first products, and to be the most recommended new age Life Insurance Company. The company's Direct to Customer strategy offers a direct line of communication with customers, resulting in increased clarity and openness. Aegon Life offers a dedicated customer care team that is focused to give a better client experience as online protection specialists. This partnership combines a local approach with worldwide competence in launching solutions that cater to various client segments in order to accomplish their long-term financial goals.


    Aegon Life Insurance provides financial protection to its customers through a variety of life insurance programs. With its three types of life insurance plans, the insurer tries to meet the needs of every customer and help them achieve their long-term financial goals. Aegon Life Insurance offers five terms insurance plans: Aegon iTerm Plan, Aegon Life Group Term Plus Insurance Plan, Aegon Life Group Credit Shield Insurance Plan, Aegon Life Saral Jeevan Bima, Aegon Life Rural Term Insurance Plan, and many more plans you can easily find on their website. Each plan will give you different advantages and you can consult the assistant to find which plan suits you the most.



    Headquarters: The Hague, Netherlands
    Number: 3170-3443-210
    Website: https://www.aegonlife.com/

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