AFC Home club

AFC Home Club, which covers a wide range of systems and appliances, might give you peace of mind if one of your home's most important items fails. It offers four plan categories, including Systems, Silver, Gold, and Platinum, each with in-house claims support available 24 hours a day, seven days a week. Despite having prices that are roughly in line with industry standards, the provider has a number of advantages over its competitors, including the market's longest craftsmanship warranty and a variety of appealing features.

Pros:

• No need to keep track of home inspections or maintenance.
• There is no limit to the number of service requests you can make.
• The ability to select one's own contractor.

Cons:

• There is no live chat option.
• The app is currently unavailable.

Best for: Choose your own contractor

Average annual premium: $345 - $575

Service: Online or phone 24/7

Website: afchomeclub.com