Home Service Club
The Home Service Club has provided home warranty coverage to homeowners across the country since 2008. Its two-service contracts cover the majority of the major appliances and systems in your home. Despite having higher premiums and service fees than many of its competitors, Home Service Club offers discounts to make its plans more reasonable. You may get pest damage coverage as well as unique optional features like utility line coverage with the Home Service Club. You can submit a claim online 24 hours a day, seven days a week, and the Home Service Club will schedule your service within 12 to 48 hours.
Pros:
- Coverage for insect damage.
- It is available all around the country.
- All repairs come with a 90-day craftsmanship warranty.
Cons:
- Service costs and base premiums are high.
- There is no phone assistance available 24 hours a day, 7 days a week.
Best for: Homeowners looking for extensive coverage options
Average annual premium: $552 - $799
Service: 24/7 online and by phone during normal business hours
Website: hscwarranty.com
