Avant: Best Debt Consolidation Company for overpayments

Avant is one of the top debt consolidation organizations because of its readiness to work with people who have bad credit and the fee-free possibility to pay off your loan early. Avant also provides a user-friendly web platform, the ability to check your loan eligibility without hurting your credit score, and the possibility of receiving funds the day after your loan is accepted.

Given that Avant will consider weaker credit ratings, the lowest APR on offer of 9.95 percent is more than the cheapest alternatives offered elsewhere, which is rather unsurprising. In addition, any computations must account for an administration charge that might be as high as 4.75 percent.

However, if you're looking for a dependable online debt consolidation loan, need funds quickly, and haven't had much luck applying elsewhere, Avant still has plenty to offer.

Application: Online and over the phone

Minimum credit score: 600

Loan amount: $2,000 - $35,000

Loan term: 24 - 60 months