Marcus by Goldman Sachs: Best Debt Consolidation Company for those with good credit

Marcus by Goldman Sachs should be one of the first debt consolidation organizations that anyone with a good credit score should consider. Marcus, on the other hand, has a lot more to offer, such as an eligibility checker, a simple application process, and no costs.

There are also some handy stress-relieving and time-saving options available, such as the free Direct Payment option, which allows you to send payments straight to up to 10 credit card issuers without having to do so yourself. While everything may be done online, you do have the option to contact for assistance if you need it, and with the FAQs tucked away, you might need it.

If your debts exceed $40,000, you'll need to seek elsewhere, but if you meet Marcus' conditions - in particular, if you have a better-than-average credit score - you should have a positive overall debt consolidation experience.

Application: Online and over the phone

Minimum credit score: 660 for best rates

Loan amount: $3,500 - $40,000

Loan term: 36 - 72 months