Vanguard Digital Advisor

If you are just beginning your career or looking for a straightforward tool without a lot of bells and whistles, try Vanguard Digital Advisor, one of the best Robo advisors currently available. When Jack Bogle founded this Pennsylvania-based mutual fund business about 50 years ago, he kicked in the index fund revolution. By rejecting high-flying stock selections in pursuit of low-cost balanced funds (which followed broad market indexes such as the S&P 500), Bogle developed an empire by being the marketplace itself - rather than trying to beat it.

Vanguard Digital Advisor's core services, such as pension savings and automated rebalancing, are now available for a modest yearly net advising charge ( no more than 0.20 percent of your managed checking account). That is far better than the majority of Robo-advisors.

During the enrolling procedure, Vanguard Digital Advisor will ask you a number of routine questions about your marital status, income, and spending habits, as well as your comfort level with investment risk. This risk assessment, which incorporates gain/loss possibilities and a slider bar, is far more straightforward than those we tested.

Ratings: 4.5 stars (from 300 reviews)

Price: 0.2% annual fee

Website: https://investor.vanguard.com/advice/digital-advisor/get-started