Foremost
The only insurer on this list that will ensure these specific customers is our top choice for the best motorcycle insurance provider for track riders. If a motorcycle is damaged or needs to be replaced due to an accident on the racecourse, track day coverage will cover the costs. Foremost, a Farmers Insurance subsidiary provides many of the same coverages but with a superior online user experience and more favorable terms for its insurance products. As an illustration, Farmers only provides up to $7,500 in coverage for your transport trailer, whereas Foremost offers up to $10,000.
The business offers three coverage packages - Saver, Plus, and Elite - that can be tailored to your specific needs. All three plans include first-accident forgiveness as well as coverage for helmets and safety apparel in varying quantities. Track-day coverage, replacement cost coverage, and roadside help with towing and travel interruption are included in the Plus and Elite packages. The Elite plan has a lower deductible and improved permissive use (allowing others to drive your bike) rental advantages. This package also includes coverage for vintage, custom, and low-speed vehicles.
Pros
- Track day coverage and replacement cost with Plus and Elite packages
- First-accident forgiveness and helmet and safety apparel covered
- Long list of discounts, including lay-up, locked storage and preferred operator
- Covers legal all-terrain vehicles (ATVs) and trailers
Highlights
- J.D. Power Customer Satisfaction Score: N/A
- A.M. Best Financial Strength Rating: A (Excellent)
Website: https://www.foremost.com
