Progressive

One of the biggest motorbike insurance providers in the United States is Progressive. In reality, according to the company, one out of every three riders is insured. Progressive has risen to the top of the pack for a variety of good reasons, beginning with the benefits it provides as a standard for all policies.

Cost comes first. Motorcycle insurance plans from Progressive start as low as $79 a year. It does note that the premium is only for basic liability and that it is not offered in all jurisdictions. Every policy includes complete replacement cost coverage with no depreciation. That is, if your motorbike is totaled, Progressive will not simply give you the value of your bike before the accident. Instead, it goes a step further and provides you with the funds required to buy a new bike of the same model. You can also include coverage for equipment and personal items.

Progressive also promises that it will pay for OEM parts if your bike is damaged in an accident. When you buy collision and comprehensive insurance, the business automatically includes $3,000 in coverage. You may use this coverage for personalized items and accessories, such as riding apparel, and you may add more coverage if necessary. Other companies typically charge extra for these choices, but Progressive includes them as a standard component of its coverage.

The Progressive mobile app also allows you to manage your account and submit a claim no matter where you are, which makes it a particularly useful tool for long road journeys.

Pros

• Track day coverage and replacement cost with Plus and Elite packages
• First-accident forgiveness and helmet and safety apparel covered
• Long list of discounts, including lay-up, locked storage and preferred operator
• Covers legal all-terrain vehicles (ATVs) and trailers

Highlights

• J.D. Power Customer Satisfaction Score: 861/1000 (Above average)
• A.M. Best Financial Strength Rating: A+ (Superior)

Website: https://www.progressive.com