Safeco

Safeco is the best motorcycle insurance business for homemade and kit motorcycles because it is the only insurer that covers certain bikes.

Safeco is a Liberty Mutual company that provides all of the usual motorcycle insurance choices, including coverage for homemade and kit bikes. It also includes roadside help and guaranteed manufacturer components repair with comprehensive and collision coverage with all of its plans.

Safeco also provides a limited number of discounts and extra coverage options in addition to these benefits. The Safety Apparel Coverage, for example, reimburses the replacement cost of your protective gear, whereas the Harley Davidson Replacement Cost Provision pays the real cash value of your Harley if it is involved in a total loss accident.

You must call in if you want a quote or more information because the business is primarily agent-based.

Pros

• Covers some homemade and kit bikes
• Manufacturer parts included comprehensive and collision
• Offers a Harley Davidson replacement cost provision
• Discount for experienced riders

Highlights

• J.D. Power Customer Satisfaction Score: 871/1000 (Below average)
• A.M. Best Financial Strength Rating: A (Excellent)

Website: https://www.safeco.com