In this course, you'll learn how to establish a thorough cash flow budget for your household using the Personal Budget Model. Your budget approach has been kept as basic as possible in the course so that you are not overwhelmed or confused. By the end of the course, you'll know exactly how much money comes into and goes out of your life, allowing you to understand where you need to make changes. This is one of the best online Budget Management courses.

You'll start by taking a tour of the budget model to familiarize yourself with each element. Then you examine how the Cash In and Cash Out tabs function. You'll then learn how to simply see how much you spend on variable costs like food and gasoline on an average basis.

The course also divides your cash outflows into categories, such as Entertainment and Loans, so you can see where your money is going more simply. The teachers examine your net cash flow position near the finish to evaluate if it is in good shape. Finally, the course discusses how to apply the budget model on a regular basis as well as how to calculate how long it will take you to reach your savings target.

You should have the confidence and know-how to create a household budget and change it until you reach your optimum net cash flow position by the end of the course.

Requirement

• Access to Google Sheets

Who this course is for

• Anyone who wants to construct a household budget should take this course.
• People who wish to gain control of their financial flow so they can invest for the future.

What you will learn

• Easily determine whether your household cash flow is healthy or unhealthy.
• Calculate your current net cash flow for yourself or your family.
• Calculate how long it will take you to reach your savings target.
• Estimate your variable inflows and outflows with precision.
• Sort your cash outflows into categories.
• On a pie chart, you can see your most significant cash outflow categories.
• Adjust your inflows and outflows to get the desired cash flow position.

Instructor: Mark Cunningham

Udemy rate: 4.8/5.0 (41 ratings)

Enroll here: https://www.udemy.com/course/personal-family-budget-model-spreadsheet-course/

Welcome to the "Build Your Own Budget (BYOB)" course, your easy-to-follow approach to personal budgeting. Many people dread the concept of sticking to a household budget for a variety of reasons, including a lack of time, a lack of education, or the perception that budgets are excessively tight and will deprive us of our enjoyment. Do any of these scenarios ring true for you? This course will assist you in eliminating these reasons!

This course, when combined with the associated Excel tool, will save you time and show you how budgeting can be simple and even enjoyable! This course is meant to assist you in creating and maintaining your personal budget, regardless of your age or previous budgeting expertise.

By the end of this course, you will have a thorough understanding of how to use your budgeting tool to create a comprehensive and manageable home budget. This knowledge could help you lower your living expenditures, free up more money for savings and investments, or even get you out of debt! It's completely up to you, and you're free to go at your own pace.

Requirements

• No prior budgeting experience is necessary.
• All you need is a computer with Microsoft Excel installed and a willingness to learn.
• Upon enrollment, you will be able to download our Excel Budgeting Tool, which you will use throughout the course.

Who this course is for

• Anyone who isn't sure where to begin when it comes to budgeting
• Anyone who is having problems staying on track with their budget Anyone seeking for a simpler approach to create and maintain a budget
• Those who want to get out of debt Those who want to save more money and possibly start investing
• Anyone who is currently opposed to the concept of budgeting.

What you will learn

• Make a zero-based budget and stick to it.
• Make sure you have a good mix of necessities and wants.
• Quickly identify the areas where you spend the most money.
• Make a budget to get out of debt.
• Minimize your spending, but be ready for the unexpected.
• Why Fun Must Be Included in Your Budget!

Instructor: Taariq Muhammad

Udemy rate: 4.8/5.0 (5 ratings)

Enroll here: https://www.udemy.com/course/byobudget/

Personal Budgeting: How to Budget and Manage Your Finance is a comprehensive guide to budgeting and financial management. It explained what budgeting is, how to create a budget in Excel, Google Sheets, PDF, and applications, how to stay to a budget, and how to efficiently manage money. This course addresses the suggestions and tactics for great financial management, as budgeting is only one component of money management. It also covers the key budget kinds and provides insights to assist you in determining the appropriate budget for you. This lesson simplifies budgeting for beginners by removing the jargon.

Of course, budgeting isn't a get-rich-quick scheme; rather, it's a SYSTEM for tracking your income and expenses over time in order to improve your savings, investments, and other financial assets in the long run. To put it another way, budgeting aids in the accumulation of wealth. Budgeting serves as a road map for your finances, indicating where you should go and what limits you should establish for yourself.

When you want to reach a specific goal, a lot of people get serious about budgeting. It could be for the purpose of buying a car, paying off student loans, investing for the future, or simply keeping track of our cash flow. All of these possibilities, as well as others, were covered in detail in this course to assist you in achieving your financial objectives. Whether you're a novice or a seasoned investor, the nuggets in this course will assist you in achieving your financial objectives.

Furthermore, this course provided tactics and tips for sticking to your budget without starving yourself or depriving yourself of 'pleasure.' A budget should not prevent you from doing the things that bring you joy. It is, after all, a budget, not a punishment! This is one of the best online Budget Management courses.

Requirements

• You'll need a smartphone or a laptop with an internet connection.

Who this course is for

• Anyone who is interested in financial management
• Anyone interested in budgeting
• Anyone who wants to build wealth by saving and/or investing.

What you will learn

• Help first-class budget planners and apps for free to get you started on your budgeting journey.
• In 2021, you'll need to know how to budget.
• Understand the significance of budgeting.
• Understand the many methods of budgeting and select your favorites.
• Learn to budget using Google Sheets, Microsoft Excel, PDFs, mobile apps, and websites.
• Recognize common budgeting misunderstandings and why they are incorrect.
• Prepare a master strategy to help you stay to your budget.
• Learn how to budget depending on your objectives.
• Learn how to save money on a limited budget.
• Recognize the 50/30/20 Rule and use it to your advantage. Budgeting in the Pay-Yourself-First manner
• Get to know the most effective money-management tactics.
• Learn about passive income ideas for 2021 that will help you develop several streams of income.

Instructor: Dan TALKS

Udemy rate: 4.7/5.0 (9 ratings)

Enroll here: https://www.udemy.com/course/personal-budgeting-how-to-budget-and-manage-your-finance/

The student loan application process has been simplified as a result of this training. One that used to cause you tension, anxiety, and frustration will no longer do so as you get a better understanding of and control over your finances. The student loan industry is a dynamic environment. This course - Paying off Student Loan Debt, The Complete Finance Course - will act as your road map for navigating the steps and ensuring you are debt-free! So, whether you're in debt for $250k or $15k, let this course be the first step toward a financially rewarding and debt-free existence. This is one of the best online Budget Management courses.

Enrolling in the course gives you unlimited access to all lectures, activities, handouts, and quizzes for the rest of your life. In addition, you'll get one-on-one help with any questions or concerns you may have. All of this is backed by a money-back guarantee. You've got nothing to lose and everything to gain.

By the end of the course, you'll know how to apply what you've learned not only to your student loans, but to your entire personal finances. So, if you're serious about building a successful career, enroll today and start studying the foundations of the student loan procedure!

Requirements

• Basic excel skills.
• Currently have student loans.

Who this course is for

• Student loan debt among college graduates.
• Young people are taking charge of their personal finances.
• Refinancing Student Loans for Graduates

What you will learn

• Student Loans are described in depth.
• Federal vs. private loans are the two sorts of loans available.
• Fixed and variable interest rates are two types of interest rates.
• Determine which loans should be refinanced.
• Make your own Student Loan Spreadsheet by filling in the blanks.
• Take charge of your money.
• Get rid of your student loans.
• Refinancing Student Loans: What You Need to Know.
• Refinance your debt with a reputable company.
• How to complete a refinancing application for a student loan.

Instructor: Peter Schmitz

Udemy rate: 4.6/5.0 (21 ratings)

Enroll here: https://www.udemy.com/course/student-loans-how-my-family-saved-75k/

Mindful Money Foundations Course will teach you how to adopt a positive and empowered approach to money management, develop systems and techniques to control the flow of money in your life, and grow compassionate self-awareness of how you earn, spend, save, share, and invest your money. This course will teach you how to manage your money with intention, how to match your spending with your values, how to spend less than you make, and how to sustain the lifestyle you choose.

This course will teach you how to use traditional finance/accounting tools as well as mindfulness practices to help you feel more secure while making financial decisions that are in line with your goals. By enhancing your self-awareness and giving a practical strategy to achieving your financial goals, this course will assist you in creating your own sustainable financial life based on your and your family's concept of financial success. This course will also equip you to redefine and remodel your financial connection so that you can discuss money with your partner and children while navigating life's ups and downs.

This course will equip you with financial information and money awareness skills so that you can take control of your finances and make sound financial decisions. A happier, more balanced relationship with money is on the horizon.

Requirement

• Able to access MS Excel

Who this course is for

• This course is for women who want to control rather than be controlled by the flow of money in their lives. This course is appropriate for complete beginners as well as those who want to earn, spend, save, share, and invest with greater meaning and joy.

What you will learn

• Learn the foundations to creating a calmer, richer life.

Instructor: Liz McLardy

Udemy rate: 4.6/5.0 (11 ratings)

Enroll here: https://www.udemy.com/course/mindful-money-foundations-course/

The Learn How To Budget course will teach you everything you need to KNOW and DO in order to master the most basic of financial skills: creating and sticking to a monthly budget. This is one of the best online Budget Management courses.

You will know exactly how to budget, how to overcome some obstacles, and will be off and running on your journey to financial success after just four weeks of preparation (which you may do at your own leisure).

The truth is that until you continually spend less than you earn, you will never be wealthy (unless you win the lottery or inherit from a long lost aunt). Are you prepared to make a long-term commitment to yourself? This course will provide you with all of the necessary tools and strategies.

Requirement

• There are course materials available to download in MS Excel format, but there are also paper versions if you prefer working that way.

Who this course is for

• This course is for people who wish to take charge of their finances rather than allowing them to be controlled by them. The course is appropriate for complete novices as well as everyone who is eager to dive into their money.

What you will learn

• Make a monthly budget and stick to it.
• Recognize the advantages of having financial control.
• Deal with erratic income and unpredictably high bills.

Instructor: Pete Matthew

Udemy rate: 4.5/5.0 (1,983 ratings)

Enroll here: https://www.udemy.com/course/learnhowtobudget/

This course will walk you through the processes to obtain a better understanding of the money coming in versus going out of your pockets on a monthly basis, allowing you to have a better understanding of your finances.

Many people are confused, angry, and unhappy in this time of uncertainty, while others desire to have more control over their surroundings, including their wallets. As a result, this course will teach you how to budget and pay off your debt so that you can feel more financially secure and worry less.

Finally, if you don't plan, you're planning to fail, as the adage goes. However, if you plan ahead of time, your chances of success will considerably enhance. As a result, this course will provide you with a clear, actionable plan that will help you boost your chances of success, particularly when it comes to paying off your debts.

This course will show you how to pay off your debt in a step-by-step manner. You won't get lost in the information this way, and you'll be well on your way to living a debt-free life. To date, over 14,000 people have enrolled in this course. This is one of the best online Budget Management courses.

Requirements

• A curious mind that is eager to learn new things

Who this course is for

• Students who desire to gain financial knowledge to help them make better decisions.

What you will learn

• Why is it so difficult to budget and pay our debts, and what can we do about it?
• Find out what your harmful behaviors are and how to break them.
• Recognize healthy habits and learn how to cultivate them.
• How to Begin Budgeting and Living on a Budget
• A technique for paying debts and bills
  

Instructor: Adnan Hasbi

Udemy rate: 4.5/5.0 (134 ratings)

Enroll here: https://www.udemy.com/course/using-habits-to-get-out-from-debts-effectively/

Savings 101: How to Increase Your Net Worth Significantly! You'll learn about great ways to save even more money in this course, which includes a variety of Excel-based tasks and much more! You'll go over 47 strategies to save a lot more money in the long term, so your net worth or your company's net worth is significantly higher.

The course is taught by a top-selling online business professor, best-selling book, former Goldman Sachs employee, Columbia MBA, and venture investor who has invested in and served on the boards of numerous firms. He's also the author of An Entire MBA in One Course, the #1 best-selling business course on Udemy. In his career, he has raised and managed over one billion dollars.

The following are some of the categories of ways to save a lot more that are explored in the course:

• Saving on Communications Expenses,
• Saving on Taxes,
• Saving on Transportation Expenses,
• Saving on Computer Expenses,
• Saving on Debt Payments,
• Saving on Financing Fees, and
• Saving on Shopping Expenses

Requirement

• This course is open to anybody who wants to learn about the benefits of easy savings and how they can help you enhance your net worth.

Who this course is for

• This course will benefit anyone who wants to significantly increase their net worth by changing their spending habits.

What you will learn

• How to save a lot more money and amass a fortune by making little changes to your spending habits

Instructor: Chris Haroun

Udemy rate: 4.2/5.0 (106 ratings)

Enroll here: https://www.udemy.com/course/savings-101-how-to-prepare-your-business-for-uncertainty/