Československá Obchodní Banka (ČSOB) is one of the largest and oldest banks in the Czech Republic. It was established by the State in 1964 to offer services in the areas of financing international trade and conducting convertible currency transactions on the Czech market. The bank has undergone several times of restructurings since then.

After Czechoslovakia split into the Czech Republic and Slovakia in 1993, it underwent a restructuring with Prague serving as its main operational hub. In 1999, ČSOB was privatized by KBC Group, a Belgian financial services company, which helped to further expand the bank's operations and reach. As a result, ČSOB became a joint-stock company. Until the end of 2007, ČSOB operated in the Czech and Slovak markets. KBC Group divided its operations in important markets into three business divisions as of January 1, 2013: Belgium, the Czech Republic (which comprises all KBC business operations in the Czech Republic), and International Markets.

Today, ČSOB operates as a universal bank and has become one of the largest banks in the Czech Republic, with a strong focus on providing high-quality financial services to individuals, businesses, and institutional clients. It operates a network of 280 branches and ATMs throughout the country and has a reputation for innovation and customer service. In 2022, its total assets were CZK 1,805.6 billion.

Founded: 1964

Headquarters: Prague, Czech Republic

Website: https://csob.cz/

Česká Spořitelna Bank is a member of Erste Group, a leading financial services provider in Central and Eastern Europe. The bank was founded in 1825 as the first savings bank in the Austro-Hungarian Empire and became a joint-stock bank wholly owned by Erste Group Bank in 1991. Over the years, it expanded its operations and services to become a leading provider of financial products and services in the Czech Republic.

Česká Spořitelna is the second-largest in the Czech Republic by total assets, with assets totaling approximately CZK 1,640 billion at the end of 2022. Besides, it ranked as the largest bank in terms of the number of clients with more than 4.5 million. Up to now, Česká Spořitelna has an extensive network of 398 branches, over 1,700 ATMs and pay-in machines all over the country. In addition to its retail banking services, Česká Spořitelna also provides banking services to corporate and institutional clients, including cash management, trade finance, and capital markets solutions.

With the vision of becoming a “Financial Health Company”, the bank aims to build a strategy based on sustainability that helps Czech people and businesses achieve financial stability through a distinctive tailored counseling approach deployed to millions of clients.

Founded: 1825
Headquarters: Prague, Czech Republic
Website: https://www.csas.cz/

Komerční Banka, also known as KB, is one of the largest and most established banks in the Czech Republic. The bank was founded in 1990, after the Velvet Revolution, which brought an end to Communist rule in the country. The bank is currently a part of the French conglomerate Société Générale. It is the primary organization of the KB Group and runs the Modrá Pyramida Building Society, KB Penzijn Spolenost, Komern Pojiovna, as well as other businesses with a focus on investing, factoring, leasing, and consumer loans.

Since its inception, Komerční Banka has grown to become a leading provider of financial products and services in the Czech Republic, serving individuals, small and medium-sized businesses, and large corporations. The bank offers a range of services, including personal and business banking, loans, mortgages, credit cards, insurance, and wealth management. According to the report in 2022, it ranked as the third-largest bank in the Czech in terms of total assets with CZK 1,304 billion. The most recent financial report from KB shows that the company revenue in 2022 is CZK 2.9 billion, a 28.2% increase compared to the previous year.

In recent years, Komerční Banka has been significantly targeting ecological sustainability, adapting not only its behavior but also the products it offers to this. They are taking the step into the "New Era of Banking", turning into a bank built on the collective expertise and the latest state-of-the-art technology, the most current data, and AI in the service of relationship managers, on the clients at the center of all developments.

Founded: 1990

Headquarters: Prague, Czech Republic

Website: https://www.kb.cz/

UniCredit Bank Czech Republic and Slovakia is a leading financial institution operating in both the Czech Republic and Slovakia. In the Czech Republic, it is a joint-stock company incorporated according to Czech law and carrying out its activities in the Czech market.

It was formed in 2007, following the merger of two banking institutions: HVB Bank Slovakia and UniCredit Czech Republic. The merger brought together the two banks' expertise, resources, and networks, creating a stronger and more competitive financial institution with a presence in both the Czech Republic and Slovakia. Today, the bank is part of the larger UniCredit Group, a leading European banking and financial services organization with a presence in over 14 countries worldwide.

The bank's total assets as of October 2022 were CZK 1,025.9 billion, which is the fourth-largest in the Czech Republic by total assets. UniCredit Bank Czech Republic and Slovakia reported results of CZK 9.13 billion in 2022, a rise of 30.8% from the prior year's consolidated net profit. Today, the bank is focused on advancing steadily in the area of digitization; in 2022, it sold 50,000 accounts and 8,000 loans via digital platforms, and it released a completely unique intelligent chatbot to the Czech and Slovak markets.

Founded: 2007
Headquarters: 140 92 Prague 4, Czech Republic
Website: https://www.unicreditbank.cz/

One of the biggest banks in the Czech Republic, Raiffeisenbank has been operating on the market there since 1993 and has assets of over CZK 600 billion. Raiffeisen Bank International AG (RBI), an Austrian financial company, is the primary stakeholder of Raiffeisenbank. As a part of the Austrian Raiffeisen Group, it provides goods and services to customers in the Czech Republic in the areas of building savings, insurance, and leasing. In 2008, Raiffeisenbank merged with eBanka, a.s.

Personal and business accounts, loans, savings and investment products, specialized financial services, and consultancy for small and large businesses are among the services Raiffeisenbank offers. At the end of 2022, it had 125 branches and employed over 3,000 people in Czech.

The Raiffeisenbank was the most successful in increasing the number of clients in 2022, which increased their number by 600,000 to 1.8 million – the figure also includes Raiffeisen stavební spořitelna. The bank itself had 1.4 million clients at the end of last year. In addition to natural growth, the acquisition of Equa Bank, which had 500,000 customers, was beneficial to Raiffeisenbank. Additionally, it profited from prior purchases when it acquired foreign currency dealer Akcenta or was allowed to solely serve ING Bank customers.

Founded: 1993
Headquarters: Hvězdova 1716/2b, 140 78 Praha 4, Czech Republic
Website: https://www.rb.cz/

MONETA Money Bank is one of the largest banks in the Czech Republic, with a history dating back to 1998 when it was established as a joint-stock company. Since then, it has grown to become a leading provider of financial services in the country. The bank offers a range of financial services to individuals, small businesses, and corporate clients, including deposits, loans, credit cards, and investment products.

MONETA is the sixth-largest bank in the Czech Republic by total assets, with assets totaling approximately CZK 387.5 billion in 2022. In the first nine months of 2022, MONETA earned a net profit of CZK 4.1 billion, up 42.3% year over year, and CZK 9.1 billion in total operating income.

MONETA Money Bank is headquartered in Prague and operates through a network of 153 branches and 563 ATMs throughout the country. The bank has a strong focus on customer service, innovation and has received several awards for its products and services over the years. In addition to its retail banking operations, MONETA Money Bank also offers banking services to corporate and institutional clients, including cash management, trade finance, and capital markets solutions.

Founded: 1998
Headquarters: Vyskocilova 1422/1A BB Centrum Praha 4, 140 28, Czech Republic
Website: https://www.moneta.cz/

Fio Banka ranked sixth in banking assets with total assets of CZK 229.7 billion. Fio Banka is a Czech bank that was established in 1993 by a group of Charles University students.

In a few years after its establishment, Fio became the biggest online broker in the Czech Republic and in 2010 got its bank license thanks to low prices, risk management, and a focus on long-term stability. It continues to provide regular banking services at no extra charge, works to expand its network of branches and ATMs, issues its own payment cards, and launched Smartbanking for smartphones as the country's first bank. One of the unique features of Fio Banka is its focus on digital innovation. It offers its customers a range of digital banking services, including an online banking platform and a mobile app, which allow customers to manage their accounts and transactions from anywhere. Fio Banka also provides a range of tools and resources to help customers manage their finances, including budgeting tools and investment calculators.

Almost 1.3 million clients are served by Fio Banka in the year 2022. The bank offers a range of financial products and services to its customers, including personal and business banking, loans, mortgages, credit cards, and insurance. Its vision is to deliver innovative, reliable, and customer-centric financial solutions to help its customers achieve their financial goals.

Founded: 1993
Headquarters: V Celnici 1028/10 (Millennium Plaza), 117 21, Prague 1, Czech Republic
Website: https://www.fio.cz/

Air Bank is a digital bank founded in 2011 and is a part of the International Home Credit Group and PPF Group. With the vision of becoming the next-generation retail and hyper-digital bank to compete with traditional banks by providing simple, customer-centric, and innovative services, it focuses on introducing novel services and solutions to the Czech market.

The bank has a strong reputation for customer service and has won numerous awards for its customer-centric approach. Air Bank also has a strong commitment to sustainability and social responsibility and has implemented several initiatives to reduce its environmental impact and support local communities.

At the end of 2021, Air Bank had more than 986,000 clients served by 955 employees at 32 branches. In 2022, the number has reached 1 million. Air Bank's total assets were CZK 148.9 billion at the end of 2022, making it one of the largest banks in the Czech. Air Bank's success in the Czech Republic has led to its expansion into other markets, including Slovakia, where it launched its services in 2021. Overall, Air Bank's innovative and customer-centric approach has helped it become one of the leading digital banks in the Czech Republic, with a growing presence in other markets in the region.

Founded: 2011
Headquarters: Hraskeho str. 25, Prague, Czech Republic
Website: https://www.airbank.cz/

CREDITAS Banka, or CREDITAS, is a bank owned by CREDITAS investment group, which, in addition to finance, also operates in the areas of energy, development, healthcare and rental housing. In 2017, the largest Czech pawnshop was converted into a bank, that is, CREDITAS Banka. In the field of corporate banking, it specializes in financing Czech companies and offers some of the most advantageous foreign exchange conversions on the market.

The bank is among the leaders of the Czech market in technology and direct banking. In January 2018, CREDITAS Banka was the first bank on the Czech market to allow clients so-called open banking, i.e. servicing a bank account held at another bank in its internet banking. More than 20 Czech and Slovak banks are currently linked in its Internet banking.

The number of its clients is constantly growing from 20,000 to more than 175,000 in 2017. As of December 31, 2022, CREDITAS Banka had almost 180,000 clients. According to the latest report, in 2022, the bank's net profit exceeded CZK 1.6 billion, and with banking assets of CZK 100 billion. CREDITAS operated 37 branches throughout the country and employed 350 staff in total. In 2020, it ranked as the Czech 100 best companies.

Founded: 2017
Headquarters: Sokolovská 675/9, 186 00 Prague 8, Czech Republic
Website: https://www.creditas.cz/

Trinity Bank is a wholly-owned Czech bank founded in 1996. After the predecessor entity, Moravian Monetary Institute obtained a banking license in 2019, it transformed into a bank and changed its name. The bank is experts in both business and private banking. Also, it concentrates largely on deposit options for private customers that guarantee great savings and growth. On the other side, it specializes in lending solutions for business owners and organizations, with a focus primarily on processing time, responsiveness, and a customized approach.

The latest financial report shows that it has reached the goal of a profit exceeding CZK 1 billion before taxation, which broke the previous record value profitability from 2021 by 400%. The bank expanded in 2022 in terms of its size as shown by the number of customers, the size of the balance sheet, the loan portfolio, and the number of deposits. The number of clients at Trinity Bank significantly increased in 2022, and in the final month of the year, the bank exceeded its goal of 100,000 clients.

At the end of 2022, their total assets reached a value of CKZ 64 billion, which increased by 73% compared to last year.

Founded: 2019
Headquarters: Zlin, Zlinsky kraj, Czech Republic
Website: https://trinitybank.cz